Consolidating credit card debt companies
Your creditors must agree to your OPD program and the courts must approve it.
Other provinces used to offer this program, but have stopped offering them because non-profits have been doing such a good job at helping consumers through their credit counselling and Debt Management Programs.
When your credit card debt has gotten to a point where you can’t keep up with your minimum payments, it’s time to get help.
The sooner you get help, the more options you’ll have.
Depending on your situation, you may be able to negotiate a better interest rate for yourself, but you may also need someone to negotiate relief from credit card debt for you. Negotiating credit card debt relief means asking your credit card companies to lower the interest rates they are charging you.
With a lower interest rate, if you are carrying a balance, you end up paying less interest.
Search for consolidating credit card debt companies:
Their loan application process is all online - and it takes very little time.