Consolidating credit counseling

DMPs often involve requesting concessions from your creditors to establish a pay-off plan.

On your behalf, your counselor will request reduced credit card fees, interest rates, and other concessions offered by your creditors in return for your commitment to a Debt Management Plan with

Each member agency is accredited by the Council on Accreditation.

Are you worried about losing your home or your car? Many people face a financial crisis at some point in their lives.

We will examine your unsecured credit and debt, give you practical financial advice, and help you create a realistic plan to improve your credit situation.

At the end of your counseling session, your counselor will empower you with a workable household budget, a reasonable debt repayment plan, and the know-how to improve your personal finance habits for the future.

Are your accounts being turned over to debt collectors?

is a 501(c)(3) nonprofit organization and industry-respected CCCS consumer credit counseling agency.Get financial reviews, counseling sessions and plans to help solve your financial situation.The NFCC’s certified consumer credit counselors are located in each of the 50 states in the country, as well as Puerto Rico.Unlike for-profit debt consolidation companies, we will help you consolidate your debt without forcing you to open new debt or putting your home or other assets at risk.has counselors that are certified by the National Foundation for Credit Counseling to provide consumer credit counseling services.

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Computer software programs can be useful tools for developing and maintaining a budget, balancing your checkbook, and creating plans to save money and pay down your debt.

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