Consolidating stafford and perkins student loans

Stafford and Perkins loans are federal loans given directly to the student.This type of loan, which is funded with government money, comes with low interest rates and favorable repayment options. They can be consolidated upon graduation, which is an important factor when it comes time for repayment.

For many people, a college education is impossible to obtain without borrowing money to pay for it.Stafford Loans are more common than Perkins Loans, the other type of federal student loans.Money for these loans comes directly from the federal government in a program called the Federal Direct Student Loan Program (FDSLP).If you’re a medical student, you have the highest limits.You may borrow up to ,500 annually and 4,000 in total.

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If you’re a graduate student, you have a higher annual limit of $20,500.

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