Consolidating tuition answer loan Teensex bankok
Your first call to the Helpline is free, and you’ll only ever be charged anything if you agree to let them help with the research, paperwork and applications process, so all you’ve got to lose is a few minutes of your time.To reach the Student Loan Relief Helpline, call: 1-888-906-3065.Keep in mind that while it’s way easier to get rid of Federal loans (because there are so many more programs for them), it’s no longer impossible to qualify for excellent Private Student Loan Forgiveness benefits too, because there are definitely some great options out there now!Please read through the Forgiveness and Discharge Programs listed below, see what you think you may qualify for, then click the links to go to other pages of my site where I explain each program in extreme detail.
One big decision you’ll need to make is whether you want to tackle your loans entirely on your own, or with the assistance of a Student Loan Relief Company.
Part of the Obama Loan Forgiveness Program, Pay As You Earn is one of the best income-based Federal Student Loan Repayment Plans available this year, and it’s only downside is that it’s only available to people who took out loans on or after October 1st, 2007.
It works the same way as Obama Loan Forgiveness, in that it sets your monthly student loan payments to an amount based on your annual income (the more you make, the more you have to pay), but it offers complete Federal student loan forgiveness benefits after you’ve made a certain number of payments: 240 payments, or 20 years worth of payments.
If you have questions about anything I’ve covered on this page, feel free to leave a Comment and I’ll do my best to get back to you in 24 hours!
There are two main types of Forgiveness benefits available for borrowers with Federal student loans, including the traditional “Forgiveness” programs, and the more modern “Discharge” programs.
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Remember, in years past, Private loans have been nearly impossible to get rid of via Forgiveness or Discharge programs, but that has all changed in recent years with the expansion of new opportunities for wiping out your Private loans.