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Fixed-rate loans often have higher rates than the introductory rates on variable loans.
However, borrowers have peace of mind knowing their monthly payments will always be the same amount.
We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions.
Variable-rate student loans have interest rates that can change during the repayment period.
Interest rates may increase or decrease at any time and typically do so based on changes to LIBOR.
Learn more"Term" refers to the length of the loan, typically in years.
In general, the shorter the term, the lower the interest rate and the higher the monthly payments.